Last updated: April 4, 2026
By purchasing, creating an account for, or accessing iCOA, you agree to this combined Terms of Service and End User License Agreement (“Agreement”). Please read it carefully before using the Service.
iCOA is a financial template and organizational tool only. Nothing in iCOA, its templates, account structures, or AI-generated outputs constitutes accounting, tax, legal, or financial advice. Use of iCOA does not create an accountant-client relationship, CPA-client relationship, or any other professional advisory relationship between you and 4Sure Bookkeeping LLC or any of its employees, contractors, or owners. You are solely responsible for ensuring that any chart of accounts, account mapping, or other output meets applicable professional standards and the specific needs of your clients. Consult a licensed CPA or attorney where appropriate.
Subject to your compliance with this Agreement and timely payment of all applicable fees, 4Sure Bookkeeping LLC grants you a limited, non-exclusive, non-transferable, revocable, single-user license to access and use iCOA solely for your own internal professional bookkeeping work. This license does not include any right to sublicense, resell, white-label, or make the Service available to any third party.
You may not, and may not permit others to:
iCOA and all of its content — including but not limited to the industry-specific chart of accounts templates, account structures, account numbering conventions, specialized QuickBooks/Xero mapping logic, the 4Sure Universal Transaction Protocol, software, source code, algorithms, designs, trademarks, service marks, trade dress, and the “iCOA” and “4Sure Bookkeeping” brand names and logos — are the exclusive intellectual property of 4Sure Bookkeeping LLC and are protected by United States and international copyright, trademark, trade secret, and other intellectual property laws. You acquire no ownership interest in any portion of the Service. All rights not expressly granted herein are reserved by 4Sure Bookkeeping LLC.
You retain full ownership of your business data and the CSV files you export from iCOA. By using iCOA, you grant 4Sure Bookkeeping LLC a limited, royalty-free license to process your data solely as necessary to provide the Service to you. 4Sure Bookkeeping LLC may use anonymized, aggregated, non-personally-identifiable data derived from all users' usage to improve the Service, conduct research, and for other lawful business purposes. We will not sell your personally identifiable information to third parties.
iCOA uses or integrates with the following third-party services, each governed by their own terms and privacy policies:
4Sure Bookkeeping LLC is not affiliated with, endorsed by, sponsored by, or in any way officially connected with Intuit Inc. or QuickBooks. “QuickBooks” and “Intuit” are registered trademarks of Intuit Inc. References to QuickBooks or QBO are solely to indicate file-format compatibility. You are solely responsible for verifying that any CSV or other file generated by iCOA is compatible with your accounting software version and for any consequences of importing such files into your accounting software.
All fees are due at the time of purchase or at the start of each billing cycle for subscriptions. Prices are in US dollars and are subject to change with reasonable notice. All sales are final; no refunds will be issued except as required by applicable law. If you believe a charge was made in error, contact us at the address below within 14 days of the charge. Chargebacks or payment disputes initiated without first contacting us may result in immediate account termination.
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, 4SURE BOOKKEEPING LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. 4SURE BOOKKEEPING LLC DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT ANY DEFECTS WILL BE CORRECTED.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW: (A) IN NO EVENT WILL 4SURE BOOKKEEPING LLC, ITS OWNERS, EMPLOYEES, CONTRACTORS, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, OR THE COST OF SUBSTITUTE SERVICES, ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT OR THE USE OF OR INABILITY TO USE THE SERVICE, REGARDLESS OF THE CAUSE OF ACTION OR THE THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; AND (B) IN ANY CASE, 4SURE BOOKKEEPING LLC'S AGGREGATE LIABILITY ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT WILL NOT EXCEED THE GREATER OF (i) THE TOTAL AMOUNTS PAID BY YOU TO 4SURE BOOKKEEPING LLC IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM OR (ii) ONE HUNDRED US DOLLARS ($100.00).
You agree to defend, indemnify, and hold harmless 4Sure Bookkeeping LLC and its owners, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with (a) your access to or use of the Service; (b) your violation of this Agreement; (c) your infringement of any third-party right, including any intellectual property or privacy right; or (d) any harm caused by your use or misuse of any data, chart of accounts, or CSV files exported from iCOA.
Either party may terminate this Agreement at any time. 4Sure Bookkeeping LLC may suspend or terminate your access immediately, without prior notice or liability, for any breach of this Agreement, non-payment of fees, suspected fraudulent activity, or any other reason at its sole discretion. Upon termination, your license to use the Service immediately ceases. Sections 1, 4, 5, 8, 9, 10, 12, and 13 shall survive termination.
This Agreement shall be governed by and construed in accordance with the laws of the State of Indiana, United States, without regard to its conflict-of-law provisions. Subject to the arbitration clause below, you consent to the exclusive jurisdiction of the state and federal courts located in Monroe County, Indiana for any dispute not subject to arbitration.
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.
Agreement to Arbitrate. Except as provided below, any dispute, claim, or controversy arising out of or relating to this Agreement or the Service (a “Dispute”) shall be resolved by final and binding individual arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules, rather than in court. The arbitration shall be conducted in Monroe County, Indiana, or by telephone/videoconference at either party's request.
Class Action Waiver. YOU AND 4SURE BOOKKEEPING LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims or preside over any class or representative proceeding.
Small Claims Carveout. Either party may bring an individual claim in small claims court if the claim qualifies and remains in small claims court.
Opt-Out. You may opt out of this arbitration agreement by sending written notice to 4Sure Bookkeeping LLC at the address below within 30 days of first accepting this Agreement. Your opt-out notice must include your name, address, and a clear statement that you wish to opt out of arbitration.
Questions about this Agreement or the Service may be directed to:
4Sure Bookkeeping LLC
217 W Association St
Ellettsville, IN 47429